The company told me that Mint users are remarkably mobile-oriented. And that number is rising thanks to the popularity of its iPad app. Intuit expects over half of Mint's users will only access the service via mobile very soon. The new split transaction and budget features apply to both the iPhone and iPad app. To adjust a budget, tap the budget category to reveal a 6-month spending bar chart for that category. The bar chart is helpful for you to see how much your actual spending for that budget changes month-to-month.
Your current budget is displayed in a slider to the right of the bar chart. If you want to change your budget, simply drag the slider up or down.
A nice feature of the budget slider is a variable speed scrubbing that readers will be familiar with from iOS's video apps. Over time, you can analyze your money habits and identify ways to improve your finances. Here are three ways to use Mint to help you stay on track with your budget and credit. Among its many tricks, Mint allows users to divide up purchases into multiple categories for a more accurate financial portrait.
Enter the amount you want in each category for a more accurate snapshot of your finances. Entering your transactions manually allows users to track their cash spend. Mint users can customize an array of notifications to meet their needs. You can set daily, weekly, or monthly notices when you go over budget when your credit score changes or when you incur an unusual amount of fees. You can also set the notices so they send to another person as well, such as a spouse.
Aside from categories, a tags feature allows users to see their finances organized in another way. Mint provides multiple ways for you to create and manage a budget. Debt Management. Money Management. Checking Accounts. Retirement Planning. Your Privacy Rights. To change or withdraw your consent choices for Investopedia. At any time, you can update your settings through the "EU Privacy" link at the bottom of any page.
These choices will be signaled globally to our partners and will not affect browsing data. We and our partners process data to: Actively scan device characteristics for identification. I Accept Show Purposes. Your Money. Personal Finance. That single order falls under groceries, shopping, and entertainment, depending on how you categorize stuff. Sure, you can get around this by splitting the single Amazon transaction into multiple transactions. Hit the split icon, then list each item you purchased, how much it cost, and assign it to the appropriate category.
The problem with this is: who remembers exactly how much they spent on each item in a single order? Link it to your email, and it will find all your online purchases and keep track of them in its database. They now have a Chrome extension that works with Mint. It matches the receipts in your email to your Mint transactions.
Yes, you still have to manually split and categorize your transaction, but this makes it a lot easier. Keep in mind: the extension works based on merchant and amount. So after you split a transaction, OneReceipt can no longer find it, since the amount has changed. Joint purchases can be a pain in Mint. I use this method with the expenses I share with my boyfriend. We separate our finances, but we have a joint credit card for shared expenses. When the bill is due, I pay it, and he writes me a check for half.
When Mint adds a transaction from this card, I simply divide it into two transactions, then hide one of them from my budgets and trends. This way, I get a more accurate idea of what my own spending looks like. Rent is a little easier. Since his check is a debit, the larger rent amount is reduced to half in my budget—an accurate amount of what I actually pay.
Redditor Cputerace points out that you can also use this category to handle split transactions. If you simply hid their split amount from your budgets, the cash they gave you at dinner would not be accounted for in your budget. After withdrawing a lump sum from your account, Reddit user InMintCondition suggests :. Alter the date of your ATM transaction to the last day of the month i.
June This way the ATM transaction is always top-most.
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